Showing posts with label Poverty. Show all posts
Showing posts with label Poverty. Show all posts
Monday, January 9, 2012
Finding Grants for Displaced Homemakers
Susan Brannon
9 January 2012
One of the things that you should do if you find that you become a displace homemaker, is to search for programs that help to provide assistance. Assistance comes in many forms: job training, funding for education, assistance for day care, house payments, utilities, or food. The money that is funneled into the programs is called grant money, provided specifically to help displaced homemakers or women who are unemployed and can use some training.
These grants are different in each state and it will be important for you to find what may be available in your state. I have listed some programs by state at the end of this article, if your state is not listed, I advise you to contact the Labor Department in your state, Unemployment department, Commission for Women, or search in Google, "Your state assistance for displaced homemakers" You will have read through the introductions in Google, to know which links to click on, so you may find programs and contacts. This is very time consuming, but well worth your time and it is important to get moving on these steps right away!
Searching and applying for grants can be time consuming, but be persistent and patient if you succeed in finding the funding that you need to help you to move forward in your life, these steps will be very important.
Here are some steps to help in finding that grant:
First, you must decide what type of help you need. You may need education, help with your monthly bills while in school, assistance to help pay for day care. Once you figure that out, then you will have a better idea, where to look and what exactly to ask for. (Note: Read the section on Development, Career, Testing it provides helpful suggestions to help you walk through this process)
Second, give a call to the unemployment office in your area ask this specific question, "Do you know of any programs that help displaced homemakers to get back on their feet?" and make an appointment. I understand that the times are difficult and jobs are scarce, but they should have resources available and the knowledge of paid internships and training for people who need to develop job skills.
Third, decide what type of career (look at the career page) you would want to venture into, think about your current skills, your past employment and your talents. At the bottom of this entry, are some links for more guidance in this step.
Fourth, Your area should have a family center, call them and make an appointment. They will have tons of resources as to colleges and vocational schools that have programs for assistance to attend school and day care.
Fifth, There are different federal grants that you may qualify for in order to return to college. Pell Grant offers students between $400 and $5,350 per semester, depending on eligibility. To apply you must file a application for Federal Student Aid or FAFSA. There is a Federal Supplemental Education Opportunity Grant designed to assist students with great financial need. It awards up to $4,000 per grant each semester. If you decide to go to college, your financial aid department can assist you with this before filling out your financial aid form. You must ask to apply for a Pell Grant. Remember that!
Sixth, there are some states that provide assistance with various guidelines that you must fall in. This assistance is becoming harder to come by because of our current economical crisis and will take some work to locate what they are and how to apply for them. I have provided as many links to resources in different states that I could find:
State resource links and information:
Illinois:
Illinois Department of Labor
160 N. LaSalle Street, Suite 1300
Chicago, IL 60601
Phone: (312) 793-3644
Fax: (312) 793-5257
The displaced homemakers program listed was for 2007, please call or write to see if there is anything available anylonger.
link for programs by city with contact information:
ISTEP for displaced homemakers
Pennsylvania:
Phone: 412-281-9270
1-866-PAWOMEN (toll free)
1-866-729-6636 (toll free)
Fax: 412-281-9279
info@pawomenwork.org
New York
Brooklyn: Good Shepard Services: A job career program for displaced homemakers
Department of Labor
New Jersey: Displaced Homemakers Network
Minnesota: Services for Homemakers
Montana: Program
Michigan: Program: Lansing, Michigan 48913
Telephone: (517) 335-5858
Utah: legal code and publication
Florida: Program
New Mexico: Women's Commission
Career One Stop
Oklahoma: Tulsa Tec
Maryland: Programs
Delware: Code
North Dakota: Program
Washington: government site
Texas: Labor Code
Connecticut: Labor Law
North Carolina: Labor Management, Emergency
Financial Aid for Students: Program descriptions for Older Students
Scholarship Advice:
Career Research:
Career Mapping Free career mapping on monster.com showing you the "normal" pathways to get where you want to go, with links to current jobs, and stats on the job trend.
Personality Page - Excellent site for matching your personality with careers and it is Free!
BLS Gov Occupational Outlook Handbook A government site where you can search for careers and read on the lifestyles, earnings, education and experience needs for the job. Highly recommended for discovering your career.
OOH Search Occupational Outlook Handbook search bar
Discovering your Vocation: This is the first of several step by step articles
Labels:
America,
article,
assistance,
displaced homemakers,
economy,
finding grants,
Poverty
Sunday, November 27, 2011
Minimum Wage in Real Value 1938-2010
Susan Brannon
26 November 2011
Did you know that the U.S. minimum wage in real dollars had been going down in relation to inflation? This is one reason why it now takes two or three jobs per household to keep above water. In 1938 the the minimum wage was $0.25 / per hour to 2010 of $7.25. If we adjust the wages to 2010 dollars this shows the real value of minimum wage. In 1968, the minimum wage in real dollars was equal to $10.04 per/hour. That is quite a drop from today's wages.
Even if you take the states that ventured away from the Federal minimum wage amounts, with the highest being in Washington for January 1, 2012 to $9.04 per/hour, that is still a drop from 1968. No wonder the 60's were remembered as the good times.
If that is not enough for reality, if we take the Real Annual Wage since 1938 and compare that to the real poverty level for a family of four, not once has the required Federal minimum wage levels kept any family above the poverty line. Minimum wage varied from a maximum of 90% of the poverty level in 1968, and has averaged two thirds of the poverty level since 1959, when the poverty level was established. In 2006 the minimum wage level was raised for the first time in ten years without any adjustment.
The reality is that as the real value of minimum wage has declined, so has the percent of workers that it covered. Now over 130 cities survive on "living wages".
A living wage is the minimum hourly income necessary for a worker to meet their basic needs during a 40 hour work week. This includes shelter, clothing, food etc. Some cities has passed a living wage ordinance such as San Francisco, California, Santa Fe and Albuquerque, New Mexico. This usually totals to be around $3 to $7 dollars above minimum wage.
26 November 2011
Did you know that the U.S. minimum wage in real dollars had been going down in relation to inflation? This is one reason why it now takes two or three jobs per household to keep above water. In 1938 the the minimum wage was $0.25 / per hour to 2010 of $7.25. If we adjust the wages to 2010 dollars this shows the real value of minimum wage. In 1968, the minimum wage in real dollars was equal to $10.04 per/hour. That is quite a drop from today's wages.
| Real Value 2010 minimum wage red squares; Minimum Wage Blue Dots; graph OSU |
If that is not enough for reality, if we take the Real Annual Wage since 1938 and compare that to the real poverty level for a family of four, not once has the required Federal minimum wage levels kept any family above the poverty line. Minimum wage varied from a maximum of 90% of the poverty level in 1968, and has averaged two thirds of the poverty level since 1959, when the poverty level was established. In 2006 the minimum wage level was raised for the first time in ten years without any adjustment.
The reality is that as the real value of minimum wage has declined, so has the percent of workers that it covered. Now over 130 cities survive on "living wages".
A living wage is the minimum hourly income necessary for a worker to meet their basic needs during a 40 hour work week. This includes shelter, clothing, food etc. Some cities has passed a living wage ordinance such as San Francisco, California, Santa Fe and Albuquerque, New Mexico. This usually totals to be around $3 to $7 dollars above minimum wage.
Labels:
America,
article,
economy,
Living Wage,
Minimum Wage,
Poverty,
Susan Brannon
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