Displaced Homemakers

A woman who, after managing a household for years, is forced by financial necessity to find a wage-paying job. This blog is intended for the women who feel that their lives have been hit by a tornado, their tomorrows may experience a hurricane and their nights are sleepless. This blog is for the women who need to rebuild their lives, no matter the age and no matter the circumstance and for the women who needs to find resources, gather support to feel that they are not alone.

Wednesday, August 31, 2011

Tips on Finding That Job

Susan Brannon
31 August 2011

With the downfall of our economy, companies cutting back both employees and hours, or outsourcing jobs to other countries, it is no telling how long it will take to find a job.  You may land a job in a week, or 1 year.  You can look 24/7 and 365 days a week with no luck and without an interview.  Even temporary work services is down and not hiring.  There are over 16 million people looking for work.  You will need to be patient, do not take it personally, and stay persistent.

Adjust Your Mindset:

1)    Decide that you are going to get a job, and there are no other options.
2)    Spend as much time looking for a job, because this is your new job!  Spend more time on looking for that job, than you did in your previous job.
3)    Be willing to take something that is "beneath you"  This way you will stay connected in the workforce.
4)    Disregard the talk that no one is hiring!  Companies are always looking for productive solutions, new creative ideas, that create more money.
5)    Stay away from others who are unemployed, their attitude may creep up on you and you want to stay positive.  People can feel your energy, if you are down trodden, or up in spirits.  No one wants to hire or be around those who are depressed, maintain a positive attitude.
6)    Do not relay on your resume' to land you the job.  You are the person that will help you to land your job.
7)    Bypass the HR department, find the decision makers, keep your shoulders high, and head forward.

What you need to do:

1)    You need to develop a system for looking for a job.  Try not to focus on the results, but the system that you use.  Keep a list of where you have searched, including the dates and process.  I would suggest an excel sheet with columns;  When,Who, What, Contact, How, Response, and Notes
    When:  The date
    Who; list the company name
    What;  The job position; title
    Contact; name of person, phone number, email,
    How: Online or hand in resume'
    Response: An automatic email, a call, an interview
    Notes:  when you should follow up, and how...by a call or email.      Also include, notes about the company, their website etc... This     way if you land an interview, you can be prepared to research the company before going.

2)    Make sure that you are looking at places that fit your talents.  If you do not know accounting, don't apply for a bookkeeping job.  If you like people, apply for customer service positions.

3)    Don't waste your time online.  The number of people who find a job online is between two to five percent at the most.

4)    Tell everyone that you know, that you are looking for a job.  Send out mass emails; even if it is to someone that you hardly know.  Tell neighbors, friends of friends, the grocery store that you shop at...everyone.  It is not beneath you to let everyone know.

5)    Update your resume' (that is a given) and have a digital copy (pdf) and paper copies on hand at all times.  The average resume' is read in 10 seconds.  You need to hit the reader with your mouth and in person. 

6)    After sending your resume' follow up with a call and introduce yourself to the supervisor.  Ninety-eight percent of companies in the U.S. have fewer than 100 people working for them.  Contacting one of the managers is not hard to do.

Where to look:

With job freezes, hiring freezes, and layoffs that means (and we all know this) that the competition is tough.  You need to dig deeper, the quality of your job search skills becomes critical, your skills need to be better, you need to be aware of "career branding" and you must be strategic about approaching employers.

1)    Don't count on job boards.  I call them resume' black holes.  The data system hunts for "key words" relating to training skills, degrees and experience.  Even if you are a perfect match for the job, your resume' may never get to someone who could stand by your potential value.  Also, a vast majority of jobs are Not Advertised - online or anywhere.

2)    Tap into your Network find out about job leads, before they go public.  It is more important to know who knows you, than what you know.  Keep in touch with everyone, and keep them on their radar to gain access to job leads.  As I stated in a previous article: using LinkedIn to connect with a current employee with a company that you are interested in.

3)    Offer help to others:  For your contacts; pass along a tip or article to your network, it is like putting money in the bank.  Offer to give a lecture, a link to a website of interest.

4)    Blogs:  Find blogs relevant to your interest written by professionals, become a regular commenter.  This way you will not be judged by your resume' but your ideas and passions.  Once you have developed a rapport with a blogger, ask about career advice and job leads.

5)    Create "your brand" and develop and promote it:  Don't be modest.  Become an "expert", volunteer your skills for a community project, engage in an online forum, create a website, and yes...blog.

Don't get discouraged, in the meantime, find a way to earn money to get you by, offer house cleaning services, land a part time job, and remember that it is temporary until you find that job you really want.

Related Articles:

How to get a job using LinkedIn
LinkedIn Profile Tips
Job Search:  Don't Apply Online



Tuesday, August 30, 2011

Wednesday, August 17, 2011

How to Get a Job with LinkedIn



LinkedIn

LinkedIn (Social Network) Profile Tip


You must learn how to social network!

Job Search Tip: Don't Apply Online....



Posting videos for Tips on how to find jobs, prepare for interviews~

Saturday, August 13, 2011

Day Rose Cream

Daytime Rose Cream

Use this as an everyday cream as a base under makeup or as a moisturizer.  Gently rub onto face, hands and neck. Almond oil replaces necessary body oils; Rosewater is a gentle astringent and moisturizer replacing liquid to your cells and tightening the skin. lanolin is a potent emollient, borax will make your skin softer and help produce a very white cream, zinc oxide is good for healing reddened, sore or irritated skin.

6 oz. Almond Oil
2 oz. Beeswax
1 tsp. Lanolin
1 tsp. Borax dissolved in 4 oz. Rosewater
2 tsp. Zinc Oxide rubbed into a cream with 4 oz Almond Oil
10-20 drops of Rose Oil

Makes three 4 oz. cream jars

Heat the beexwax and the Lanolin in a double boiler. When the wax is melted, remove from the heat and add the Almond oil slowly. Add the zinc oxide and mix continuously.  Add the borax rosewater and beat until cool.  Add the drops of Rose Oil and mix with a wooden spoon then pour into your jars and let sit until solidified.

Tip:  apply the cream with an avocado pit, messaging your neck and face area to stimulate your muscles!

Friday, August 12, 2011

Avocado Carrot Cream Face Mask

Avocado Carrot Cream Face Mask

Avocados are rich in Vitamin E, carrots are high in beta-carotene and antioxidants, cream is high in calcium and protein.  This will help to rebuild skin collegen, improve tone and texture and fade age spots!

1 avocado, mashed
1 carrot, cooked and mashed
1/2 cup of heavy cream
1 beaten egg
3 tablespoons honey

combine all the ingredients and mix until smooth.  Spread gently over your face and neck (don't forget you neck!) and let it set for 10-15 minutes.  Rinse with cool water!

Thursday, August 11, 2011

Night-Time Creamy Rose Lotion

Almond oil and rosewater are great moisturizing lubricants for normal to dry and sensitive skin.

20 oz Almond oil
16 oz Rosewater
1 oz of red dried rose petals
3 oz. beeswax

Add the dried rose petals into the rose water and let set for three days, then strain out the petals and remove from the water.

Into a water bath (double boiler) put the oil and the wax and heat until the wax is dissolved then remove the pot from the fire.
add the Rosewater, beating until it is cool.
beat in the lotion until cold, and pour into a bottle!

You can use this lotion to remove makeup and clean your face, apply with your fingertips and remove with a fine tissue.

Tip:  You can add a teaspoonful of cornmeal while washing your face, to act as a gentle grain.

Sweet Potato and Lentil Salad(40 Min)

Sweet Potato and Lentil Salad (40 min)
2 large sweet potatoes, peeled and chopped into half-inch pieces
2 cups green lentils, rinsed and drained
1 yellow onion, finely chopped
2 large carrots, finely chopped
2 garlic cloves, finely minced
Extra-virgin olive oil
Sea salt and pepper
1/4 teaspoon dried oregano (optional)
Small handful torn parsley leaves (optional)

Directions:

1. Preheat oven to 400ºF.
2. Toss the sweet potatoes with 1 and 1/2 tablespoons of olive oil and roast for about 20 minutes, or until tender and caramelized. Give the sweet potatoes a good stir about halfway through.
3. While sweet potatoes are roasting, use a large pot to cook onions, carrots, garlic, and oregano in olive oil over medium heat. Stir frequently and cook for about 10 minutes, or until vegetables are slightly tender. Season with black pepper.
4. Add green lentils and four cups of cold water. Bring to a boil over medium to high heat, then set heat to low, cover with a lid, and let simmer for about 35 to 40 minutes, or until lentils are nice and tender.
5. Allow lentils to cool to room temperature. Gently fold lentils and other vegetables in with roasted sweet potatoes.
6. Give sweet potatoes and lentils a good drizzle with extra-virgin olive oil, sprinkle with sea salt and parsley, and enjoy.

Try this healthy and filling salad with a crisp green salad and a slice of a crusty baguette.
More...
How to Save $800  per month!

Wednesday, August 10, 2011

Spinach Fennel and Lentil Salad 30 minutes


Susan Brannon
4th August 2011
Spinach, Fennel and Lentil salad 30 minutes

Ingredients:
1 and 1/2 cups of washed baby spinach leaves
1 fennel bulb
1/2 cup of green lentils
5 tablespoons of cold pressed, extra virgin olive oil
1 clove of garlic, unpeeled
4 tablespoons of lemon juice or red wine vinegar, whichever you prefer
Sea salt and black pepper
Small handful of roughly chopped parsley, basil, or mint

Directions:
Lentils
Put lentils and unpeeled garlic clove into a pot of water, bring to a boil, and then cook on low heat for about 30 minutes or until lentils are tender.
Drain excess water, remove skin of garlic, and return cooked lentils and peeled garlic to the pot. Use a fork to lightly mash garlic clove and stir a few times to incorporate it with lentils.

Add 2 tablespoons of cold pressed, extra virgin olive oil and 2 tablespoons of lemon juice or vinegar to lentils and mashed garlic. Add sea salt and black pepper, to taste.

Fennel and Spinach
Remove green ponds from fennel, chop them roughly, and add them to the lentils.
Remove the core (often referred to as "triangular heart") from fennel and thinly slice the rest of the bulb. Combine sliced fennel bulb with spinach in a large bowl, add remaining extra virgin olive oil and lemon juice or vinegar, and season with sea salt and pepper, to taste. Use your hands or tongs to mix well so that spinach leaves and fennel slices are evenly coated with dressing.

To Serve
Place fennel slices and spinach on a large plate. Add chopped parsley, basil or mint to lentils and ladle a generous portion of lentils over fennel and spinach.
This delicious salad is best served when the lentils are slightly warm.
Serves two people as a main dish or four people as a smaller side dish.
Related Articles:
How to Pay off Credit Card Debt and Live without Them!
Avocodo and Potato Salad (10 Minutes)
Best Vegetarian Chili Recipe

How to reduce forehead wrinkles with face yoga



Natural exercise for your face reduce forehead wrinkles! Don't use botox!
Related Links:
How to reduce Puffy Eyes
Get Lips Full and Easy
Firm Your Neck - Yoga face exercise
Tone and lift Cheeks - Yoga face exercise
3 Yoga face exercises to help prevent/reduce wrinkles
Minimize crows feet - Yoga face exercise

Monday, August 8, 2011

Raw carrot and Avocado Soup 15 minutes



Susan Brannon
6 August 2011
Raw carrot and avocado soup....15 min *cold soup
2 cups fresh carrot juice
1 avocado, pit removed, and cut into large chunks
1 teaspoon minced fresh ginger
3/4 cup fresh loose cilantro or parsley
2 green onions, finely sliced
1 tablespoon extra-virgin olive oil
1 tablespoon naturally brewed soy sauce or nama shoyu
Sea salt, to taste

Directions: 
1. Blend carrot juice, avocado, and ginger at a medium speed until smooth.
2. Add cilantro or parsley leaves (not stems), extra-virgin olive oil, and soy sauce, and pulse at medium speed until well blended but with bits of cilantro and parsley still visible.
3. Season with sea salt, to taste.
4. Serve chilled, and sprinkle green onion slices on top just before serving.
Enjoy this all-raw, delicious and nutritious carrot and avocado soup; eating this soup a few times per week can greatly benefit your immune system, eyes, and overall health.
Related Articles:
How to Pay off Credit Card Debt and Live without Them!
Avocodo and Potato Salad (10 Minutes)
Best Vegetarian Chili Recipe 
Polenta
Easy Greens - 30 minutes
Fish and Spinach Rolls - 30 minutes
Butternut Squash Soup

Sunday, August 7, 2011

Tips on How to Save $800 a Month!

Susan Brannon
7 August 2011

Here are some examples on how you can find that extra money to put towards your credit card debt.  Some of these examples may not seem like a lot, but if you add them together, they add up to enough to help pay down your high interest credit card debt.  If you can do all of the suggested tips, then you really can save up to $800.00 per month!  Saving is not easy, and requires persistence, endurance, and a strong will!  You will feel much better once you find the places to cut back, to help you pay off that credit card debt.

1)  Hang dry your clothes:  average for electric dryers is $.50 a load, for Gas $.25.  Lets say you wash 3 loads a week electric:  $1.50
                                            x 4         6.00 per/month

2)  Buy only one all purpose cleaner.  You do not need 10- Example: (aprox. values prices found on Netgrocer (I listed their cheapest prices)
glass cleaner - 3.85            Borax                 $5.15
floor cleaner - 4.49            Vinegar and Water
Bathroom/cleaner - 4.59         for glass and more!     .95
toilet cleaner -  3.19
total:          $16.12          Total                 $6.10

A savings of $11.00
Cleaners that Borax can do:
Ant repellent  5.39
carpet stain remover  $4.49
car wash cleaner  3.59
unclog drains   4.49
week killer     5.69

Total:        $23.65
Grand Total:  $39.77  every two months: $19.88 per month

Savings of:   $33.67

3)  Get rid of cable TV or switch to basic. $75.00 per/month (Comcast)
    Basic cost $20.00
Savings?  $55.00 per/month 

4)   Shop around for the cheapest car insurance.  You may find quite a savings out there! Example:  If your car is old and you do not get comprehensive: you can pay as low as $522 per year.
Premium plans cost anywhere from $1,000 per/year to $4,000 per year depending on your risk factors.  By shopping around, you may be able to save up to $500 per/year or more.  That is a $41.66 savings at minimum!  Some polices can save you up to 50%.

5)  Ask your mobile cell phone provider if they have cheaper plans for you.  They will be happy to assist you in finding a better plan, but you need to ask if when you change your plan, they add another year to your contract.  Then you need to weigh the value of adding another year to your provider.  If your contract is about to finish, shop around for better deals, the cost are competitive and you may find that you can save quite a bit on your cell phone bill. 
Example:
The average cost for a mobile phone is $50.00 per/month; Virgin mobile prepay is $25.00 per month for 300 talk minutes and unlimited data.  This is a $25.00 per month savings.

6)  Consider selling your car and buying a motorcycle...this saves on both insurance and on gas!  A motorcycle gets an average of 56 miles to the gallon.  The car gets an average of 25mpg.  At the current average cost of gas at $4.00 per gallon, that could end up with quite a savings!  Women can use motorcycles too, why not?  Example:  The average car holds 16 gallons of gas.  You use one tank a week at the cost of $64.00 per week.  You can drive 400 miles on that tank of gas.  With a motorcycle you can drive the same distance for $28.74.  That is a $36.00 per week savings! A savings of $144.00 per month (not including the insurance savings)

7)  Quit eating and buying all junk food.  Simply put, pre-made junk food costs more.
Example:  Healthy Choice Chicken with Rice at $2.95 a 15oz can.  Serves 2 people, but you will not get full and the product is all processed food and not really a full meal.
1 chicken (Organic) $6.99
bag of vegys (organic) $2.69
1 onion                  .50
Total               $10.18

Now, use this chicken and cook it in your crock pot, remove 1/2 of the chicken and put it in a pan, mix your vegetables and cut up onion, throw in a little rice (.69 16 oz)  That meal cost you: $6.68, BUT!  You will have more than one meal, you can use the leftovers for your lunch at work, and another dinner (for two)  Instead of getting just one meal, you now have 4 the real cost for you first meal (and the other three) is: $1.67

A savings of: $1.28  Now, you still have another 1/2 of a chicken to make another meal with as well.  If you cook at home, quit buying pre-made foods and junk foods, you really can cut your food bill.  If you spend $450.00 per month on food, you can reduce that cost down to $300.00  This is a $150.00 per month savings.

8)  Sack your lunches.  Simple.  When you cook your meals, as in the example in number seven, take the extras to work.  The average lunch is $7.00 per day the total per work week is: $35.00 per month: $140.00

9)  Go out for dinner only once a week - The average dinner for two including one drink is $50.00.  If you go out to eat three times a week you are spending $150.00 a week or $600.00 per month.  If you cut that down to once a week, you will save: $400.00 per month.  And...cut up your credit cards.

10)  Change to florescent bulbs (if you can stand it) Or go, High Intensity light:  Example:  a 60 watt light bulb cost the average of $6.81 per month to use.  A fluorescent bulb is $1.60 a HIL is $3.21

You have five 60 watt bulbs in your house:  that is $34.05 per month.  A florescent is: $8.00 per month  A Savings of: $26.05 per month.
HIL- $16.05 a Savings of $18.00 per month.

Total possible Savings per month from these changes is:  $867.59 per month!

Some of these ideas are in my 30 More Tips for Saving.  I just put the main ones that will be easier to focus on and to show, what you can really do.

Saturday, August 6, 2011

Polenta

Duomo Florence, Italy Photo by Susan Brannon

Susan Brannon
6th August 2011

This is Italian, you can use it as a side or as a meal.  There are variations to the theme…

Polenta
1 cup of organic polenta
1 quartered medium organic carrot
1/2 diced medium organic yellow onion
1/8 tsp sea salt (SI Salt preferably)
2 1/2 cups spring water

Warm an enameled or plain cast iron cooking pot and toss in the polenta, stirring until it becomes hot to the touch and gives off a sweet aroma. Be careful because it easily burns if left unattended.
Stir in the salt and then add the water.
Stir, bring to a boil, add the vegetables and stir again.
Cover, bring to a boil, then turn down the heat to just a simmer and cook for 20 minutes.

You can also cook the Polenta, as above without the vegys…instead…when the polenta is cooked, take some tomatoe meat sauce and pour ½ of the polenta in a small square pan, pour almost all of the tomato sauce over the polenta, then add the rest of the polenta over the sauce, then top off with the rest of the sauce!

More Recipes

Polenta
Easy Greens - 30 minutes
Fish and Spinach Rolls - 30 minutes
Butternut Squash Soup
Avocado and Potato Salad 10 minutes
Best Vegetarian Chili

GET FULL LIPS EASY!


Using Make-up to make your lips look fuller....it takes some practice!
Related Links:
How to reduce Puffy Eyes
Get Lips Full and Easy
Firm Your Neck - Yoga face exercise
Tone and lift Cheeks - Yoga face exercise
3 Yoga face exercises to help prevent/reduce wrinkles
Minimize crows feet - Yoga face exercise
How to Reduce Forehead wrinkles - Yoga face exercise

The Best Exercise for LOWER BODY (Thighs and Butt): Frog Squats

Yoga facial and neck exercises: Firm your neck using face yoga

 
Your face also has muscles, we need to exercise them and if you do...you will see a difference!
Say no to botox and surgery.
Related Links:
How to reduce Puffy Eyes
Get Lips Full and Easy
Firm Your Neck - Yoga face exercise
Tone and lift Cheeks - Yoga face exercise
3 Yoga face exercises to help prevent/reduce wrinkles
Minimize crows feet - Yoga face exercise
How to Reduce Forehead wrinkles - Yoga face exercise

Yoga facial exercises: How to tone and lift cheeks

 

Related Links:
How to reduce Puffy Eyes
Get Lips Full and Easy
Firm Your Neck - Yoga face exercise
Tone and lift Cheeks - Yoga face exercise
3 Yoga face exercises to help prevent/reduce wrinkles
Minimize crows feet - Yoga face exercise
How to Reduce Forehead wrinkles - Yoga face exercise

3 Facial Exercises to Stop/Pevent/Reverse Wrinkles

 

Related Links:
How to reduce Puffy Eyes
Get Lips Full and Easy
Firm Your Neck - Yoga face exercise
Tone and lift Cheeks - Yoga face exercise
3 Yoga face exercises to help prevent/reduce wrinkles
Minimize crows feet - Yoga face exercise
How to Reduce Forehead wrinkles - Yoga face exercise

Friday, August 5, 2011

What you can do with Borax!

Instead of using all these....
Use Borax!  (A not paid for commercial)
Susan Brannon
4 August 2011
What you can do with Borax

Instead of buying 5 different kinds of house cleaners, buy one product that does them all.  Borax costs around $5.15 for 76 oz.  It is known as a laundry Booster, but it can do much more.  I added up the cost of cleaning products that came to around $17.00.  I did not add in Ant repellent, carpet stain remover, unclog drains, weed stopper, and car wash cleaner into that price.

Here is a list:
    * Floor Cleaner (1/3 cup Borax, 1 gallon warm water, squirt of dish washing detergent, splash of ammonia)
    * Window Cleaner (2/3 cup Borax, 1 gallon warm water)
    * Disinfect and Clean Toilet (1/2 cup Borax added to basin water, let stand for awhile, then clean with toilet brush)
    * Car Wash Cleaner (1/8 cup mixed with about 1.5 gallons of water)
    * Eliminate Urine Odor on mattress – handy for accidents while toilet training a youngster (dampen area, sprinkle and rub in Borax, let dry and vacuum)
    * Ants (mix equal amounts of Borax and powdered sugar, place near ant problem area – keep away from pets)
    * Carpet Stains (mix Borax with water to make paste, rub into stain, let dry and vacuum)
    * Unclog drains (dump 1/2 cup Borax into drain, let stand for 15 minutes, then dump in hot or boiling water )
    * Prevent Weeds from growing in pavement cracks (sprinkle Borax in cracks)
    * Garbage Disposer clean and sanitize (dump 1/4 cup Borax into disposer, splash in just a little water and let stand for an hour or so, rinse with hot water)
    * Tile and Grout Cleaner (sprinkle Borax with just enough water to paste, scrub with brush)
    * Laundry Booster (add 1/2 cup Borax to wash load for brighter, cleaner, deodorized clothes)
    * Carpet Powder Deodorizer  (sprinkle Borax on carpet, let stand overnight and vacuum)
    * Flea Killer (sprinkle Borax on carpet, let stand overnight and vacuum)
Related Articles:

How to Pay off Credit Card Debt and Live without Them!
Avocodo and Potato Salad (10 Minutes)
Best Vegetarian Chili Recipe

Wednesday, August 3, 2011

30 More Money Saving Tips

Susan Brannon
3 August 2011
1)   Dry your clothes outside, instead of using the energy. Your clothes will last longer too!  The savings is not so much, but it does add up, the
average load of drying your clothes costs you: $.50 a load for electric, $.25 for gas.  Multiply that number by your loads, and if you hang up your clothes, you can save that money towards your credit card debt!

2)  Buy only one all purpose cleaner.  You do not need 10- Example: (aprox. values prices found on Netgrocer (I listed their cheapest prices)
glass cleaner - 3.85            Borax                       $5.15
floor cleaner - 4.49            Vinegar and Water
Bathroom/cleaner - 4.59    for glass and more!     .95
toilet cleaner -  3.19
total:          $16.12          Total                 $6.10
A savings of $11.00 
Things that Borax can do:
Ant repellent  5.39
carpet stain remover  $4.49
car wash cleaner         3.59
unclog drains            4.49
week killer                 5.69
Total:                    $23.65
Grand Total:         $39.77
Savings of:         $33.67 for two months that is:  $16.84 Per Month!

3)  Use vinegar and water and and old spray bottle for washing windows!  Use old newspapers to wipe with.  $.95

4)  Get rid of cable TV or switch to basic. $75.00 per/month (Comcast)   
    Basic cost $20.00 
Savings?  $55.00 per/month     

5)  Use Netflix or Hulu in place of cable.  It is less expensive, no commercials and you can watch great movies and documentaries! 

6)  If you can, stop your internet at home and use the library instead.
Savings of $35.00 per month

7)  Set your thermostat lower in the winter and higher in the summer.  Each degree you turn down the heat saves 3 percent of heating costs, while each degree you raise the temperature of your air conditioner saves 3-4 percent of cooling costs.

8)  Change to florescent bulbs (if you can stand it) Or go, High Intensity light(HTL):
Example:  a 60 watt light bulb cost the average of $6.81 per month to use.  A fluorescent bulb is $1.60 a HIL is $3.21
Let's say that you have five 60 watt bulbs in your house:  that is $34.05 per month.  A flourscent is: $8.00 per month  A Savings of: $26.05 per month.  or
HIL- $16.05 a Savings of $18.00 per month.  Anyway you look at it, you are saving something....


9)  Do the house repairs yourself.
10)  Sell one of your cars. Do you really need two cars?  If you only have one, think of using your bike more.
11)  Try to carpool.

12)  Take public transportation or ride your bike!  In some cities you can purchase a monthly pass for $60.00 per month.  If you are spending $250.00 a month on gas going to and from work you can save $190.00 per month!  It might do you some good to do some walking to keep your body moving, in rain, snow or sunshine.
13)   Don't drive around with an empty tank of gas, the gas evaporates faster that way.  Keep it at least half full if you can.  Plus, you never know when the prices will go up!
14)  Grow a garden.

15)  Quit eating and buying all junk food.  Simply put, pre-made junk food costs more.
Example:  Healthy Choice Chicken with Rice at $2.95 a 15oz can.  Serves 2 people, but you will not get full and the product is all processed food and not really a full meal.
1 chicken (Organic) $6.99
bag of vegys (organic) $2.69
1 onion                  .50
Total               $10.18  Now that does not seem like a savings, but read on....
You can use this chicken and cook it in your crock pot, remove 1/2 of the chicken and put it in a pan, mix your vegetables and cut up onion, throw in a little rice (.69 16 oz)  That meal will cost you: $6.68, BUT!  You will have more than one meal, you can use the leftovers for your lunch at work, and another dinner (for two)  Instead of getting just one meal, you now have 4 meals the real cost for you first meal (and the other three) is: $1.67  Now that sounds better doesn't it?
A savings of: $1.28  Now, you still have another 1/2 of a chicken to make another meal with as well.
16)  Make your own laundry detergent and household cleaners.

17)  Use crystal deodorant, it is healthier, because of the lack of aluminum and last longer, but costs more...but will save you in the long run.

18)  If you smoke, roll your own.  You will smoke less, and maybe you can work towards quitting?  More on that later....
19)  Ride a motorcycle...saves on gas!  A motorcycle gets an average of 56 miles to the gallon.  The car gets an average of 25mpg.  At the current average cost of gas at $4.00 per gallon.  Example:  The average car holds 16 gallons of gas.  You use one tank a week at the cost of $64.00 per week.  You can drive 400 miles on that tank of gas.  With a motorcycle you can drive the same distance for $28.74.  That is a $36.00 per week savings or $144.00 per month! Women can use motorcycles too, why not? 

20)  Consider a pay-as- you-go mobile phone.  The average cost for a mobile phone is $50.00 per/month; Virgin mobile prepay is $25.00 per month for 300 talk minutes and unlimited data. That is a $25.00 per month savings.

21)  Sell your clutter on E-Bay or a garage sale.

22)  Use your talents to earn extra cash.

23)  Shop around for the cheapest car insurance.  You may find quite a savings out there! Example:  If your car is old and you do not get comprehensive: you can pay as low as $522 per year.
Premium plans cost anywhere from $1,000 per/year to $4,000 per year depending on your risk factors.  By shopping around, you may be able to save up to $500 per/year or more.  That is a $41.66 per month savings!  


24)   Learn to say "NO" when friends ask you to go out all the time.  If you spend 20 dollars on drinks three times a week, that is a $60 dollars weekly at a savings, $240 dollars a month, that you can put towards your credit card debt.

25)  Try to talk your family into the Christmas lottery idea.  Put a limit on the price to let's say 50$.  You can save at least 100 dollars with this idea! Depending on the size of your family, at least there are three people you buy for!

26)  Consider paying for your car insurance 6 months at a time:  most insurance companies offer a discount when you do this. 

27)   Every time you wash your clothes, put the amount that it would cost at the laundry mat in a jar on top of your washer instead!  It costs .50 cents per/load to wash and 1.00 per load to dry.  Hang up your clothes instead, but if you can't hang out your clothes put 1.50 in a jar each time you wash clothes.  Take that money saved and put it towards your electric bill, or your credit card
debt.  If you wash 3 loads a week, you will save $9, that is $36 a month!

28)   Don't buy payment protection for your credit cards.  You can save $100.

29)   Avoid extended warranties.  Most goods are reliable, how many times has your fridge broken down?  Do you need to add $15 dollars to that toaster?

30)  Remember:  If you don't need it, don't buy it!  This page has a total of $909.15 in possible savings per month!
Related Articles:

How to Pay off Credit Card Debt and Live without Them!
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Best Vegetarian Chili Recipe

Tuesday, August 2, 2011

Easy Greens Recipe 30 minutes


Susan Brannon
 Easy Greens (30 Min)

1 tablespoon olive oil
2 heads of broccoli, cut up into pieces
1 large or 2 small zucchini, sliced
1 clove of garlic, minced
2 cups organic vegetable or chicken broth
Sea salt and pepper to taste

Directions:
1. Heat the olive oil in a large pan - the larger the better, and the pan should have a lid. Set heat to between medium and high, but closer to medium.
2. Add the broccoli to the pan and stir fry for a minute. Add the vegetable or chicken broth and garlic. Cover the pan. Once the broth comes to a boil, turn the heat down to low and let simmer.
3. Stir occasionally.
4. Wait for the broccoli to turn a bright green color, then wait a couple of more minutes so that it develops a little bit of tenderness. Then add the zucchini.
5. Add sea salt and pepper to taste. But be careful if you happen to use broth that is salted - if so, you might only need a small pinch of salt, if any.
6. Once the zucchini and broccoli are tender, the dish is ready to eat with your favorite whole grain dish, or even with a side of eggs, beans, or lentils.

Please note: There should always be a little bit of the broth at the bottom of the pan.
Don't cover it again, even after you've cooked it, otherwise it will continue cooking from the residual heat and the vegetables will turn color.
You can also Bok Choy to this and it is great!

Related Articles:
How to Pay off Credit Card Debt and Live without Them!
Avocodo and Potato Salad (10 Minutes)
Best Vegetarian Chili Recipe 
Polenta
Easy Greens - 30 minutes
Fish and Spinach Rolls - 30 minutes
Butternut Squash Soup

Monday, August 1, 2011

Staying Motivated in Fitness


Susan Brannon
25 July 2011
How to Stay Motivated with your Fitness.

I know it is not easy to get up and exercise, or run outside in the rain or on a windy day.  It is difficult to not want to come home from work and watch a good TV program.  However, I did write some articles on exercising indoors for those really blaugh days. (see links at the end of this article)

Many people stop because they get bored.  But here are some ideas to keep you going.

1)    Remember why you started in the first place, when you quit you are only cheating yourself.  You are worth more than that!  If you keep stopping, then you get that inner nagging voice, oh, I’ll start tomorrow or I wish that I just had the energy and can loose some weight.  Nothing will happen if you don’t do anything.
2)  Remember that you will really feel much much better when you DO do something!

Try these different ways to help:
1)    Set a goal.  Start with something that you can reach, a short term goal.  Be real about your goal setting.  For example, say, I will exercise three times a week for 20 minutes for the next week!  Take one step at a time.  Then you can say, great!  I did it!  Now, say, I will exercise for 30 minutes three times next week!  Sooner or later, it will become a part of your life routine.  Then you can say, Next week, I will do Yoga once and exercise two times.  Make it different, you do not have to do the same thing all of the time.
2)      Make it fun!  Remember to involve your family.  While you are walking count how many people you see in their cars picking their nose for example.  Watch for different things each time.
3)    Don’t use excuses.  This time of the day, is your time.  Find that time that is good for you to have “your time”  It is both good for your physical health as well as your mental health.  One thing I always like to do is to pray while I walk.  Sometimes I walk to the nearby store to buy eggs, but at least I am walking!  If someone else is walking while I am praying, I stop, pass by and start again so they will not think that I am crazy.
4)  Maybe it will help to make a quick note to yourself and put it on the bathroom mirror.  I still have one that says, do squats, drink water, stop drinking coke.  I slowly work on one thing at a time.  Now, these things have become a habit.  I squat while I brush my teeth.  I drink more water each day, and I forgot all about coke.
5)  Grab a neighbor to join you, or a friend if you have a child taking lessons on a Saturday morning, or during soccer practice.

Related Articles:
How to do Squats the Right Way!