Displaced Homemakers

A woman who, after managing a household for years, is forced by financial necessity to find a wage-paying job. This blog is intended for the women who feel that their lives have been hit by a tornado, their tomorrows may experience a hurricane and their nights are sleepless. This blog is for the women who need to rebuild their lives, no matter the age and no matter the circumstance and for the women who needs to find resources, gather support to feel that they are not alone.

Tuesday, January 31, 2012

The Ulitimate Enchilada


from Chile Pepper Magazine

FILLING:
4 cups shredded Carne Seca (dried beef) or the following recipe for Carne Machaca:

2 to 2-1/2 lbs. boneless beef roast, cut in large pieces
1 small onion, coarsely chopped
1-2 Tbsp. ground hot chile
water

Place ingredients in pan and cover with water and simmer for an hour and a half or until the meat starts to fall apart. Remove the beef, strain the broth, and save for the sauce. Allow the meat to cool and shred the meat by using 2 forks or your fingers.

SAUCE:

3 Tbsp. flour
4 Tbsp. oil
1 cup onions, chopped
2 cloves garlic, chopped
6 chopped green New Mexican chiles, roasted, peeled, seeded or 2(4 oz.)cans
1/2 tsp ground cumin
2 medium tomatoes, peeled, seeded and chopped
3 cups reserved beef broth

Combine flour and 3 Tbsp. oil to make a roux. Saute the mixture, stirring constantly, for 3-4 minutes. Set aside. Saute the onions and garlic in remaining oil. Stir in chiles, cumin, tomatoes, and broth. Bring to a boil, reduce heat, and simmer for 15 minutes. Stir in the roux and simmer fir a few minutes to thicken. NOTE: I add 2 Tbsp. hot chili powder

THE ENCHILADAS:

24 corn or blue corn tortillas
oil
2 cups shredded Monterey Jack cheese
1 cup chopped onions
shredded lettuce
chopped tomatoes

Fry tortillas briefly in hot oil to soften. Drain on paper towels.

To assemble: For each enchilada stack, place a little sauce on bottom of casserole dish, place a tortilla on top, then the beef, some cheese and onion, then some sauce. Repeat the procedure for 3 more layers and finish with a tortilla. Pour the sauce over the top. Bake at 350 for 15 minutes. Serve with lettuce and chopped tomatoes. May be topped with a fried egg if desired.

Monday, January 30, 2012

Red Chili Enchilada Cassrole


1 1/2 large onions, chopped
Butter
3 14-ounce cans Old El Paso Red Enchilada Sauce
1 teaspoon sugar
Salt
2 dozen corn tortillas
3 cups shredded pasteurized process cheese spread
1 pint heavy cream
3 eggs, beaten
Preheat oven to 350 degrees.

Cook onions in butter; add red enchilada sauce. Bring to a boil; add sugar and pinch of salt.

Arrange tortillas, cheese, heavy cream and sauce in layers in 3-quart casserole. Repeat several times. Pour eggs over last layer and bake 1 hour. Serve immediately.

This recipe is from "Seasoned With Sun" by the Junior League of El Paso, TX

Green Chili Chicken Enchladas


GREEN CHILE CHICKEN ENCHILADAS

12 - 18 corn tortillas
1/2 c. oil
8 oz. shredded Monterey Jack cheese
3/4 c. chopped onion
1/4 c. butter or margarine
1/4 c. flour
2 c. chicken broth
4 oz. chopped green chiles
1 c. sour cream
1 chicken or 3 breast halves, boiled and shredded
Cook tortillas in hot oil until softened (5 seconds).

Place some chicken, cheese, and onion on each tortilla and roll up. Place seam side down in greased baking pan.

Melt butter, add flour, stir well. Add broth; cook till thick. Stir in sour cream and chilies. Stir until heated. Pour over enchiladas.

Bake at 375 degrees for 20 minutes or until heated through. Put remaining cheese on top and return to oven for 5 more minutes. Garnish with chopped green onions and a sprig of fresh cilantro, if desired.
These are the best chicken enchiladas you have ever tasted!

Freezing Meal Ideas


Susan Brannon
Freezing Meal Ideas

Lasagna
Spaghetti sauce
casserole's
Chili
Veggie Pasta Shells (large shells)
Pancakes
French Toast
Potato and Bacon Soup
Garlic Bread
Zucchini and Parmesan Soup
Meatloaf or mini meatloafs
Vegetable bake
Hamburger Patties
Salmon patties
mashed potatoes
vegy soup
Beef Stew
Shephard's Pie
anything chicken with sauce or no sauce
Chicken and rice soup

  
    * Ensure that food is in perfect condition before freezing.
    * Divide food into small portions. This ensures rapid freezing and better quality on defrosting.
    * Use the correct type of packaging or container.
    * Make sure that food is tightly wrapped or sealed and that no air or water can get in or out.
    * Check that the temperature of the freezer is at 0°F or below.
    * Do not freeze too many unfrozen items at once.
    * Leave space around newly introduced packages.
    * Defrost items in the refrigerator or in cold water.

it is very important to defrost food slowly and safely, preferably overnight in the refrigerator.
Recipes:
Homemade Maple Syrup
Healthy Jambalaya
Polenta
Easy Greens - 30 minutes
Fish and Spinach Rolls - 30 minutes
Butternut Squash Soup
Avocado and Potato Salad 10 minutes
Best Vegetarian Chili

Homemade Maple Syrup


HOMEMADE MAPLE SYRUP   

1 3/4 c. white sugar
1/4 c. brown sugar
1 c. water
Combine and bring to a boil. Cover and cook 3 minutes. Cool slightly. Add:
1/2 tsp. vanilla
1/2 tsp. maple flavoring
Cover saucepan for a few minutes as syrup cooks to melt down crystals.
More Money Saving Recipes:
Healthy Jambalaya
Polenta
Easy Greens - 30 minutes
Fish and Spinach Rolls - 30 minutes
Butternut Squash Soup
Avocado and Potato Salad 10 minutes
Best Vegetarian Chili

Healthy Jambalaya


Healthy Jambalaya Recipe (30 min)

1 cup long grain rice
14 ounces cooked kidney beans (rinse well if canned)
1 yellow onion, finely diced
1 red bell pepper, finely chopped
1 green bell pepper, finely chopped
1 carrot, finely chopped
1 rib of celery, finely chopped
Kernels from 1 corn cob (about 1 cup)
2 cloves of garlic
1/4 to 1/2 teaspoon of cayenne pepper
1 teaspoon dried oregano
1/2 teaspoon ground black pepper
2 to 2 1/4 cups vegetable broth
Extra virgin olive oil
Handful of fresh parsley or cilantro, roughly chopped
Sea salt

1. Drizzle enough olive oil into a large pan to lightly cover the bottom and set heat to between low and medium.

2. Add rice and saute for about 5 minutes, then add onion and cook for another 2 minutes - be sure to stir from time to time.

3. Add the rest of the vegetables plus garlic, black pepper, oregano, and cayenne, and cook for another 2 minutes, stirring regularly.

4. Now the relaxing part: add between 1.5 to 2 cups of broth. Cover with a lid and bring to a boil. As soon as it reaches a boil, lower heat and allow to simmer for about 35 to 40 minutes. You don't want the ingredients to get dry and burned out, so check on it at the 15 to 20 minute mark and add a little extra broth if you don't see any liquid.

5. Once it's finished cooking, add kidney beans and give everything a good toss to allow the kidney beans to heat through. Season with sea salt, to taste.

6. Just before serving, sprinkle a handful of chopped parsley or cilantro on top.
More Recipes:
Polenta
Easy Greens - 30 minutes
Fish and Spinach Rolls - 30 minutes
Butternut Squash Soup
Avocado and Potato Salad 10 minutes
Best Vegetarian Chili

Monday, January 23, 2012

05 "No One Tells You You're Too Old" CUT BACK: facing ageism

03 "How are you feeling?" CUT BACK: facing ageism


This video helps you to see that you are not alone! It is not you, it is the system.

Sunday, January 22, 2012

Freezing Vegetables and Fruits


Susan Brannon
Vegetables freeze well and have a life span of three months. Some people say vegetables can freeze longer, but I like using the three month rule for the best taste.
clean the vegetables
trim them
cut them into bite sized portions

How To Blanch your vegetables:
boil some water
prepare a bowl of ice water
Use a slotted spoon, and put a handful of vegetables into the boiling water Most vegetables will take about two-three minutes to blanch,
transfer the vegetable into the ice water. 
Pat the food dry
and put the vegetables into freezer bags

Vegetables that blanch for more than two-three minutes:
Cabbage wedges 3-4 minutes
Corn on the cob 8 minutes

Fruit:
It is best to freeze fruit when they are in season for the lowest price and best taste. 

Dry Pack: blueberries, cranberries, currants, gooseberries, etc.. Place them on trays to lay flat not stacking them, so they can freeze individually.  Once they are frozen, place them into freeze bags.  Then you will be able to remove only what you need.

Sugar Pack:  Sprinkle sugar over the fruit and mix. Allow the fruit to stand for about 15 minutes.  You can also place the pieces on trays, and sprinkle the sugar before freezing.  Then once frozen, place them in freezer bags.

Fruit can turn brown, and to prevent this, you can add ascorbic acid (Vitamin C) you can buy this for freezing at the grocery store.  For dry pack, dissolve 1/8 teaspoon with 2 tablespoons cold water for 2 cups of prepared fruit.  Sprinkle over the fruit and mix!
Related Articles:
How To Freeze Foods

Tips on How to Freeze Foods


Susan Brannon

It can save a ton of time to triple your normal recipe, eat one and freeze the other two portions of your meals. You don't have to triple or double your recipe but you can save your excess foods in the freezer. You will want your food to taste delicious when it thaws.  If you don't store the food correctly, things just may not turn out right and you have lost your meal.

There are some basic guidelines to make your life easier, and help you to get the best results when freezing your foods.

  • First you need to make sure that you have the right containers, bags or wraps that are designed for the freezer.  They are made to keep the moisture in, and the odors out.  Using regular sandwich bags or plastic wrap are not thick enough to do the job.
  • Divide the food into small portions, to ensure rapid freezing and better quality.
  • Make sure that the food is tightly wrapped or sealed and make sure that you have removed all the air from the container because if you don't it can "dry" things out and "burn" your food.  If you use a plastic container, make sure that you fill the entire container leaving room for expansion.
  • Freeze the food as quickly as possible to minimize ice crystals. Wait for hot foods to cool down before freezing.
  • When placing the food into the freezer, make sure that you leave room around the container, so the food will freeze evenly.  Once it is frozen, then you can stack it up.
  • Label your food and date them using a sharpie marker so you know how long the food has been in there and if it is still good or not.
Liquids:  Freeze sauces and broths in freezer bags, laying them flat.  This will save space and will thaw faster.
Breads:  Make sure that the breads are sliced before freezing so you can take out the amount that you need at a time. 
Casseroles: You can line a casserole dish with foil, and freeze it in the container, then once it is frozen you can lift up the foil and re-use your casserole dish.  You can freeze already cooked casseroles, or uncooked.
To do pancakes you can separate them with wax paper before putting them in the freezer to prevent them from sticking.  It is great to cook more than you need and freeze them!

Saturday, January 21, 2012

Thyroid cancer, fracking and nuclear power


An Activist Post Special Report
By Rady Ananda
Thyroid cancer cases have more than doubled since 1997 in the U.S., while deadly industrial practices that contaminate groundwater with radiation and other carcinogens are also rising.
New information released by the U.S. National Cancer Institute (NCI) estimates that 56,460 people will develop thyroid cancer in 2012 and 1,780 will die from it.
That’s up from 16,000 thyroid cancer cases in 1997 – a whopping 253% increase in fifteen years, while the US population went up only 18%.
From 1980 to 1996, thyroid cancer increased nearly 300%, while the population increased by (again) 18%.
Most thyroid cancers don’t develop for 10-30 years after radiation exposure, but the monstrous spike in thyroid cancer from 1980-2012 is only partly the result of Pennsylvania’s Three Mile Island nuclear accident in 1979 (TMI).
Pennsylvania, with its nine nuclear reactors, does have the highest incidence of thyroid cancer across nearly all demographics among 45* states, reports epidemiologist Joseph Mangano, MPH MBA, of the Radiation and Public Health Project.  In 2009, he analyzed data from the Centers for Disease Control’s national survey of thyroid cancer incidence for the years 2001-2005 and compared it with proximity to nuclear power stations, finding:
“[M]ost U.S. counties with the highest thyroid cancer incidence are in a contiguous area of eastern Pennsylvania, New Jersey, and southern New York.  Exposure to radioactive iodine emissions from 16 nuclear power reactors within a 90 mile radius in this area … are likely a cause of rising incidence rates.”
TMI also can’t explain why the thyroid cancer rate for the four counties flanking Indian Point Nuclear Power Plant in New York was 66% above the national rate in 2001-2005.
Other, more subtle sources may also be contributing to hiked thyroid cancer rates, like leaking nuclear power plants and hydraulic fracturing, both of which contaminate air, soil and groundwater with radiation and other nasty chemicals.

Friday, January 20, 2012

This Menace Killed 50% of Rats Tested – But It’s Hiding in Your Water, Air and Food

I believe that displaced homemakers need to remain informed and educated regarding food health concerns.  I preach that a life balance of mental, physical and health are important factors in healing, moving forward and keeping the train on the track as our lives change.  This article and a few more that I will post are in regards to food safety, food security, and our health.  I am keenly aware that it costs more to chose and eat foods that are "healthy", i.e., those without GMO's (Genetically Modified Ingredients).  However, it is well worth the 1 dollar to 2 dollar difference in costs in the long run.  For yourself and your children.  Our bodies are delicate and it is a must that we take care of them, some of us know that as we grow older, how we age and feel reflects directly on how we took care of ourselves when we were younger.  For this reason, I include articles like these.
Monsanto, the world leader in the production of genetically engineered (GE) staple crops, has long claimed that its broad-spectrum herbicide Roundup is safe.  In fact, they have even used the following slogans to describe it:
“It’s Safer than Mowing”
“Biodegradable”
“Environmentally Friendly”
What we are now finding out — unfortunately long after hundreds of millions of pounds of the chemical have already been applied to U.S. soil — is that Roundup is proving to be a pervasive environmental threat, one that may already be poisoning a good portion of the world’s remaining natural water supply.
Roundup is Contaminating Groundwater Supplies
The quantity of glyphosate, the active ingredient in Roundup, in the environment has been difficult to analyze due to its physicochemical properties, such as its relatively low molecular weight and low organic solvent solubility.
However, a recent study used a magnetic particle immunoassay to test for the presence of glyphosate in roughly 140 samples of groundwater from Catalonia, Spain.
The analysis found that glyphosate was present above the limit of quantification in 41 percent of the samples.  As noted on GreenMedInfo.com, this indicates “that, despite manufacturer’s claims, it does not break down rapidly in the environment, and is accumulating there in concerning quantities.”
Groundwater, which is water from rain, lakes, streams or other bodies of water that soaks into soil and bedrock, can easily become contaminated when chemicals in the soil with low biodegradability and high mobility empty into it.
When groundwater is used as a drinking water source, this contamination poses a risk to animals, plants and humans alike. The U.S. Environmental Protection Agency (EPA) explains further:
“Contaminated groundwater can hurt animals, plants, or humans only if it is first removed from the ground by manmade or natural processes. In many parts of the world, groundwater is pumped out of the ground so it can be used as a source of water for drinking, bathing, other household uses, agriculture, and industry. In addition, groundwater can reach the surface through natural pathways such as springs.
Contaminated groundwater can affect the quality of drinking and other types of water supplies when it reaches the surface. Contaminated groundwater can affect the health of animals and humans when they drink or bathe in water contaminated by the groundwater or when they eat organisms that have themselves been affected by groundwater contamination.”
That glyphosate has been detected beyond the limit of quantification in 41 percent of groundwater samples tested reveals yet another concerning “side effect” of its rampant use: namely, that it is not biodegrading in the soil, as previously assumed by many scientists, rather, is trickling down below the soil to the groundwater, where processes of biodegradation are much slower, and the opportunity for it to accumulate to toxic levels is much greater. These findings have devastating environmental and human health implications, as glyphosate is the most widely used herbicide in the world and is being found virtually everywhere it has been tested…
Glyphosate is Also Found in Air and Rain Samples
The results of the first report on the ambient levels of glyphosate and its major degradation product, aminomethylphosphonic acid (AMPA) in air and rain water were published in the journal Environmental Toxicology and Chemistry in March 2011. The samples were collected during two growing seasons in Mississippi and Iowa. Glyphosate was detected in 60 to 100 percent of all air and rain samples, which lends further credence to the fact that Roundup does not readily break down in the environment, but rather is lingering all around us.
Unfortunately, thus far the United States has chosen to ignore the warning signs and allows the deceitful marketing and unabated use of glyphosate herbicides like Roundup. On a brighter note, the EPA is finally looking into the damaging effects of glyphosate on humans and the environment and plans to make a decision regarding its future by 2015. At that time, Roundup could either continue to be used as it is now, be required to have some modifications to its use or be banned entirely from use within the United States.
Read the full post at Mercola.com.
Related Articles:

The Very Real Danger of Genetically Modified Foods

I believe that displaced homemakers need to remain informed and educated regarding food health concerns.  I preach that a life balance of mental, physical and health are important factors in healing, moving forward and keeping the train on the track as our lives change.  This article and a few more that I will post are in regards to food safety, food security, and our health.  I am keenly aware that it costs more to chose and eat foods that are "healthy", i.e., those without GMO's (Genetically Modified Ingredients).  However, it is well worth the 1 dollar to 2 dollar difference in costs in the long run.  For yourself and your children.  Our bodies are delicate and it is a must that we take care of them, some of us know that as we grow older, how we age and feel reflects directly on how we took care of ourselves when we were younger.  For this reason, I include articles like these.
By Ari LeVaux
The Atlantic
A Chinese RNA study threatens to blast a major hole in Monsanto’s claim that “substantial equivalence” means no safety testing is needed. But researchers found that DNA can code for microRNA, which can, in fact, be hazardous. [Image]
Chinese researchers have found small pieces of ribonucleic acid (RNA) in the blood and organs of humans who eat rice. The Nanjing University-based team showed that this genetic material will bind to proteins in human liver cells and influence the uptake of cholesterol from the blood.
The type of RNA in question is called microRNA, due to its small size. MicroRNAs have been studied extensively since their discovery ten years ago, and have been linked to human diseases including cancer, Alzheimer’s, and diabetes. The Chinese research provides the first example of ingested plant microRNA surviving digestion and influencing human cell function.
Should the research survive scientific scrutiny, it could prove a game changer in many fields. It would mean that we’re eating not just vitamins, protein, and fuel, but information as well.
The Chinese RNA study threatens to blast a major hole in Monsanto’s claim. It means that DNA can code for microRNA, which can, in fact, be hazardous.
That knowledge could deepen our understanding of cross-species communication, co-evolution, and predator-prey relationships. It could illuminate new mechanisms for some metabolic disorders and perhaps explain how some herbal medicines function. And it reveals a pathway by which genetically modified (GM) foods might influence human health.
Monsanto’s website states, “There is no need for, or value in testing the safety of GM foods in humans.” This viewpoint, while good for business, is built on an understanding of genetics circa 1950. It follows what’s called the “Central Dogma” (PDF) of genetics, which postulates a one-way chain of command between DNA and the cells DNA governs.
Read the full post at The Atlantic
Despite the central function that microRNAs appear to play in biological and disease processes, the first microRNA, lin-4, was only discovered in 1993. This was believed to be an anomaly until 2000 when a second microRNA, let-7, was described. Both microRNAs, identified from C. elegans [a worm], were highly unusual as their active transcripts were extremely small (~22nt) and were derived from hairpin structured RNA precursors. Unlike lin-4 however, the sequence of let-7 was found to be highly conserved in a wide range of organisms.
It was soon realised that similar sequences, first termed microRNAs by Ambros in 2001, were widespread in the genomes of eukaryotes. Since this time, thousands of microRNAs have been cloned and characterised from a diverse range of organisms including arthropods, nematodes, platyhelminthes, vertebrates, plants and viruses. There are currently over 500 human microRNAs listed in the miRBase database (http://microrna.sanger.ac.uk/sequences/), accounting for about 1% of the human transcriptome, although it is predicted that the true figure is likely to be closer to one thousand.
Related Articles:

Monday, January 16, 2012

How to Get a Job: Age Discrimination

Age Discrimination, Employers, Jobs

Too Old to Work | Age Discrimination | Channel 4


This is in the UK and Europe, but it remains the same in the U.S.

Too Soon Old: Age Discrimination Realities

Sunday, January 15, 2012

Wednesday, January 11, 2012

Displaced Homemakers: Divorce, Alimony and Rights


Susan Brannon
10 January 2012

There are important items to know and understand before heading off to divorce court.  It is suggested to make sure that your lawyer understands your states laws and to ask them questions regarding your award possibilities.  Do not let this slip during the trauma that you are going through, for you may regret this later.

Alimony is a type of spousal support and the award depends on several factors:  
  • Duration of the marriage 
  • Your age 
  • Your health
Types of Support
Permanent support can be awarded if a displaced homemaker was never able to achieve a standard of living without the support of her husband.  For example, the housewife did not pursue a career or education in order to take care of a home and family.  There is also reimbursement alimony, which is given to the homemaker to go to school in preparation for a professional career.  Rehabilitative awards can be possible for two to three years to allow the displaced homemaker to acquire job skills to renenter the workforce.

Factors involved:
Each state has different laws for awarding spousal support.  Some considerations are the duration of the marriage.  There is a consideration when ruling for alimony called the "ten-year rule".  This is used when assessing a displaced homemaker's chances of receiving some type of spousal support award.  This does vary from state to state.  Permanent alimony may be awarded after 10 years of marriage and others require 20 years.

Some states have a "standard of living" factor, that requires the court to ensure that a displaced homemaker maintains the same lifestyle to which she/he has become accustomed to during the marriage.

Most states do not consider factors such as adultery or willful abandonment from the marriage.  Most courts do not want to hear all the "reasons" for separation and the judges just want to move through the court secession and get on with things. 

Some states have a public policy and will award spousal support to prevent a displaced homemaker from become a "ward of the state"

My advice: 
  • Make sure that you find a good lawyer who will and can act as your advocate.  
  • If you do not have any money, then try to talk the lawyer into receiving payment once the case is settled and ask him to ask the payment for the lawyer in the settlement.  This way, you will not have a bill by the time you are finished.  
  • It is important that you clearly tell him/her that you feel that you are not able to reenter the workforce and give yourself plenty of time to reeducate and train in order to do so.  Find out what your states laws are and the resources available. 
  • Again, make sure that your lawyer understands that you need lots of time to get on your feet.  Know that you deserve a good start, a decent career and a decent living.    Lawyers are busy and handle cases all of the time.  Unfortunately, you may get the impression that they do not really care and that they are trying to  push you through the door.  Keep your head up and look forward, forget your emotions for the moment and put your feet forward.

Monday, January 9, 2012

Finding Grants for Displaced Homemakers



Susan Brannon
9 January 2012

One of the things that you should do if you find that you become a displace homemaker, is to search for programs that help to provide assistance.  Assistance comes in many forms: job training, funding for education, assistance for day care, house payments, utilities, or food.  The money that is funneled into the programs is called grant money, provided specifically to help displaced homemakers or women who are unemployed and can use some training.
 
These grants are different in each state and it will be important for you to find what may be available in your state.  I have listed some programs by state at the end of this article, if your state is not listed, I advise you to contact the Labor Department in your state, Unemployment department, Commission for Women, or search in Google, "Your state assistance for displaced homemakers"  You will have read through the introductions in Google, to know which links to click on, so you may find programs and contacts.  This is very time consuming, but well worth your time and it is important to get moving on these steps right away!

Searching and applying for grants can be time consuming, but be persistent and patient if you succeed in finding the funding that you need to help you to move forward in your life, these steps will be very important.

Here are some steps to help in finding that grant:

First, you must decide what type of help you need.  You may need education, help with your monthly bills while in school, assistance to help pay for day care. Once you figure that out, then you will have a better idea, where to look and what exactly to ask for. (Note: Read the section on Development, Career, Testing it provides helpful suggestions to help you walk through this process) 

Second, give a call to the unemployment office in your area ask this specific question, "Do you know of any programs that help displaced homemakers to get back on their feet?" and make an appointment.  I understand that the times are difficult and jobs are scarce, but they should have resources available and the knowledge of paid internships and training for people who need to develop job skills.

Third, decide what type of career (look at the career page) you would want to venture into, think about your current skills, your past employment and your talents.  At the bottom of this entry, are some links for more guidance in this step.

Fourth, Your area should have a family center, call them and make an appointment.  They will have tons of resources as to colleges and vocational schools that have programs for assistance to attend school and day care.

Fifth, There are different federal grants that you may qualify for in order to return to college.  Pell Grant offers students between $400 and $5,350 per semester, depending on eligibility.  To apply you must file a application for Federal Student Aid or FAFSA.  There is a Federal Supplemental Education Opportunity Grant designed to assist students with great financial need.  It awards up to $4,000 per grant each semester.  If you decide to go to college, your financial aid department can assist you with this before filling out your financial aid form.  You must ask to apply for a Pell Grant.  Remember that!

Sixth, there are some states that provide assistance with various guidelines that you must fall in.  This assistance is becoming harder to come by because of our current economical crisis and will take some work to locate what they are and how to apply for them. I have provided as many links to resources in different states that I could find:

State resource links and information:

Illinois: 
Illinois Department of Labor
160 N. LaSalle Street, Suite 1300
Chicago, IL 60601
Phone: (312) 793-3644
Fax: (312) 793-5257
The displaced homemakers program listed was for 2007, please call or write to see if there is anything available anylonger.
link for programs by city with contact information:
ISTEP for displaced homemakers
Pennsylvania: 
Phone: 412-281-9270
1-866-PAWOMEN (toll free)
1-866-729-6636 (toll free)
Fax: 412-281-9279
info@pawomenwork.org
New York
Brooklyn:  Good Shepard Services:  A job career program for displaced homemakers
Department of Labor
New JerseyDisplaced Homemakers Network
MinnesotaServices for Homemakers
Montana: Program
Michigan: Program: Lansing, Michigan 48913
Telephone: (517) 335-5858
Utahlegal code and publication
Florida: Program
New MexicoWomen's Commission
Career One Stop
Oklahoma: Tulsa Tec
Maryland: Programs 
Delware: Code
North Dakota: Program
Washingtongovernment site
Texas: Labor Code
Connecticut:  Labor Law
North Carolina: Labor Management, Emergency


Financial Aid for StudentsProgram descriptions for Older Students
Scholarship Advice:

Career Research:
Career Mapping Free career mapping on monster.com showing you the "normal" pathways to get where you want to go, with links to current jobs, and stats on the job trend. 
Personality Page - Excellent site for matching your personality with careers and it is Free!
BLS Gov Occupational Outlook Handbook A government site where you can search for careers and read on the lifestyles, earnings, education and experience needs for the job. Highly recommended for discovering your career.
OOH Search Occupational Outlook Handbook search bar
Discovering your VocationThis is the first of several step by step articles

Sunday, January 8, 2012

Displaced Homemakers: Forgotten Women


Susan Brannon
8 January 2012

Searching on Google.com the term "Displaced Homemakers" seems to be a forgotten class in society.  Sure you can find what the term means, but most of the entries are based on programs to assist the displaced homemakers in various states around the country.  Most of the enteries are from the 1980's. Yet they still exist.  We still exist.
Good ole fashioned motherhood has not stopped from our American existence, and when there are stay at home mom's there are bound to be displaced homemakers.  Some of us have young children and some of us are older with our children all grown. 

Why has this segment in our society been forgotten and ignored ? Is it because anymore it is not an honor to be a stay at home mother?  I remember for me it was always frowned upon during the peak and rise of the women's lib movement.  People would ask, "What do you do?" and I would reply, I stay at home with my five children.  The conversation would then just go dead and the silence would seem to have lasted a lifetime.  Now, many women chose to stay at home with their children if at all possible and I do not blame them.  There is nothing wrong with wanting to be the person to oversea the health and well being of your child.  I say, more power to you and if you can do this, please do!

However, it always breaks my heart to have to offer the unsolicited advice of, at the same time that you run the home and take care of your family do NOT forget yourself.  You never know what can happen in the future.  I hate to take away the dream of being at home and having your family provided for with all the love and excitement in such a beautiful time in one's life.  Okay, so what shall we do about this forgotten segment and the desire to raise your own children? 

If you are a mother at home with young children I say this:
  • Save money and put it aside for your future.  Take something from the food budget, gas or whatever.  Save and save some more.  If you don't need it later, then you and your husband will have a wonderful holiday when your children are all out of the home!  If something happens, you will have something to fall back on to sustain you until you can get on your feet.
  • Even if you volunteer in the schools, this will not bring enough career experience to help you to land a job.  Unfortunately, you will find that most people sort of draw back from you when you find yourself in need, divorce, or in troubles.  Don't expect any assistance from anyone that you became close to in your circle of volunteer colleagues.  This is sad to say, but true.  I have heard too many stories of confused mom's who volunteered hours and hours with school, PTA, and sports who noticed that no-one really wanted to "become involved" and help.  Again I say, don't count on that experience, but make sure that you work on an education once your children are in school when you have more time for building your interests.  Then find some part-time work, even if it is only a few hours a week to build professional experience and references.  
  • If it is important for you to build credit, I normally do not advise credit cards at all to anyone however, acquire a credit card in your name only.  Use it once in a while and this will help you to build your own personal credit.  This is important.  It is also important to pay off what you purchase on a monthly basis, do NOT let your credit amount get higher than you can pay off each month!
If you are an older and mature women who has suddenly found yourself alone with your children already from the home...well you will have a long and somewhat difficult road to walk on.  Hopefully, you have found a really really good divorce lawyer who has bargained on your behalf for alimony and retirement.  If not, then you will have more work to do than normal.  If you are in the process of divorce, then by all means, borrow what money you will need to acquire a very good lawyer it will be worth it in the long run.

This blog has many different options to consider with links and references to consider.  Because this part of society is forgotten, it is important that we stand together to support one another through the process to get on our own feet.  Displaced homemakers are more likely to live in poverty, sometimes shunned by society, and job interviewers, and during this economy it will be even harder to get and stay on your own feet.
Just know that we are out there and you are not alone.

Wednesday, January 4, 2012

Criminal Rothschilds

Monday, January 2, 2012