Displaced Homemakers

A woman who, after managing a household for years, is forced by financial necessity to find a wage-paying job. This blog is intended for the women who feel that their lives have been hit by a tornado, their tomorrows may experience a hurricane and their nights are sleepless. This blog is for the women who need to rebuild their lives, no matter the age and no matter the circumstance and for the women who needs to find resources, gather support to feel that they are not alone.
Showing posts with label displaced homemakers. Show all posts
Showing posts with label displaced homemakers. Show all posts

Sunday, November 18, 2012

How do they get up again and move on?

17 November 2012

This blog started as an attempt to encourage others and myself who find themselves in the same shoes as my feet are nestled in.  That is, how to get up from the muck, hold your head tall, put that smile on your face and get up every morning when nothing seems to be going right.

This blog morphed into a "search for my identity" as the time flickers forward.  I have watched, observed and hear about women who found that new "niche" after feeling left stranded in the middle of a blowing desert staring at the wind blowing the dust around their feet.

I ask myself every day (since I started this blog about three years ago) how do they do it?
I decided on a few things:
  1. They remain strong.  It seems that they plow through whatever obstacle that is before them and keeps their eyes looking forward.  
  2. They keep their determination to push through that new road.  It is almost as though they do not look left or right.
  3. They put all of their energy into one thing.  That thing of focus, that goal and the "thing" that is the most important to them.
  4. They seem to never give up.
And whollah!  They have obtained their goal, at least of survival...paying the rent, buying food, keeping the car in good shape.  Are they happy?  I don't know, some seem to be.

Now I don't know if anyone really reads this blog.  If anyone actually reads all the stuff I put in here, links, health, and more health.  So I decided to taint things on the more personal side of life.  Sometimes, I have found that if I feel a certain way others feel the same way.  It helps us not to feel so alone while struggling.  My struggles are mostly of the mind, that sense of failure and isolation that most single women feel although we cannot admit this due to social pressures.

I have been focusing on health because it is a big part of life when your world seems to be falling apart.  Imagine if your health were to deteriorate while trying to maintain some type of existence.  What a pain that would be.  I have been lucky in that respect of this new and what seems to be a very long road for me.  A road that seems to never end.  This is said not to be a downer, but to expose a reality that is rarely spoken of...the elephant in the room.  

The important part is to remain strong.  I remember when I was a war photojournalist (another long story of why did I do that?) I was covering a story in Bethlehem after a 40 day incursion of the Israeli's Defense Force (IDF).  This was a time in history where the IDF surrounded almost all of the West Bank towns and imposed curfews, turned off water, shut down the electricity and buzzed the streets with bulldozers, tanks, jeeps and guns.  They also would talk over peoples homes on the high ground and created lookout posts as places to shoot from if they saw any movement in the streets.

The time was horrible and it was dangerous for journalists as well.  So, I waited until they were pulling out and I went in to see the damage.  I interviewed a woman who was what I would call "held hostage" for 40 days.  Her home was right across from the Nativity Church, where they say that Jesus was born.  She lived on the top floor. Her humble abode was taken over for that 40 days by Israeli soldiers while they shot bullets from their window.  Her husband was ill and they were allowed to remain in a corner of their room on the bed during their stay.  They were provided with random food and her husband was allowed to continue with his medication.  They could not enter into the rest of the home except to use the restroom and were not allowed outside of the tiny square of their bed.  While talking with her I realized that she was lucky and that the soldiers who used her home were decent...or shall I say more decent than others in the same situation had experienced.

It was only a few hours after the IDF left when I spoke with her. With a smile, she pulled out a packaged cake that soldier gave her before they left as a good-bye.  She felt that he was a "nice boy". She had not realized the reality of her situation that is called the Stockholm syndrome where a hostages gain positive feelings towards their captors.    Instead of breaking down emotionally, she was more concerned about offering a piece of cake, some tea and showing me her panoramic view from the roof.

In politeness, I had some cake and tea then went to see the panoramic view.  We walked outside onto her veranda and she pointed to a frail ladder and pointed then looked up.  I quickly realized that she wanted me to climb that ladder to see the view.  I became nervous for my own safety, not of bullets but from falling down that ladder.

She looked at me and shook her head and started climbing waving her hand at me to start following.  This woman was about 70 years old remind you.  I stood at the bottom and watched her climb right up that ladder without any pauses, no fretting and without fear but firmly placed her feet on the rungs with determination.  I quietly said under my breath, "Well, if she can do it, then I can...umm do it!"

It was at that moment that I saw her strength which seemed boundless and fearless. She was solid like a deeply planted stone into the earth.  She had suffered in a conflict under horrible conditions and remained very strong with a smile vigor and was hospitable.  In my eyes, she became wonder woman and respect for her flowed into my soul like a river.  I shook my head and said to myself "Amazing" 

It was that moment that I decided that I too needed to be strong and then remain strong.  To look at the enemy in the eye and keep going.  When times seem tough and I don't want to put one foot in front of the other, I remember her.  This woman of war taught me something very valuable, that we too can be like her. We too can climb that ladder.

Wednesday, January 11, 2012

Displaced Homemakers: Divorce, Alimony and Rights


Susan Brannon
10 January 2012

There are important items to know and understand before heading off to divorce court.  It is suggested to make sure that your lawyer understands your states laws and to ask them questions regarding your award possibilities.  Do not let this slip during the trauma that you are going through, for you may regret this later.

Alimony is a type of spousal support and the award depends on several factors:  
  • Duration of the marriage 
  • Your age 
  • Your health
Types of Support
Permanent support can be awarded if a displaced homemaker was never able to achieve a standard of living without the support of her husband.  For example, the housewife did not pursue a career or education in order to take care of a home and family.  There is also reimbursement alimony, which is given to the homemaker to go to school in preparation for a professional career.  Rehabilitative awards can be possible for two to three years to allow the displaced homemaker to acquire job skills to renenter the workforce.

Factors involved:
Each state has different laws for awarding spousal support.  Some considerations are the duration of the marriage.  There is a consideration when ruling for alimony called the "ten-year rule".  This is used when assessing a displaced homemaker's chances of receiving some type of spousal support award.  This does vary from state to state.  Permanent alimony may be awarded after 10 years of marriage and others require 20 years.

Some states have a "standard of living" factor, that requires the court to ensure that a displaced homemaker maintains the same lifestyle to which she/he has become accustomed to during the marriage.

Most states do not consider factors such as adultery or willful abandonment from the marriage.  Most courts do not want to hear all the "reasons" for separation and the judges just want to move through the court secession and get on with things. 

Some states have a public policy and will award spousal support to prevent a displaced homemaker from become a "ward of the state"

My advice: 
  • Make sure that you find a good lawyer who will and can act as your advocate.  
  • If you do not have any money, then try to talk the lawyer into receiving payment once the case is settled and ask him to ask the payment for the lawyer in the settlement.  This way, you will not have a bill by the time you are finished.  
  • It is important that you clearly tell him/her that you feel that you are not able to reenter the workforce and give yourself plenty of time to reeducate and train in order to do so.  Find out what your states laws are and the resources available. 
  • Again, make sure that your lawyer understands that you need lots of time to get on your feet.  Know that you deserve a good start, a decent career and a decent living.    Lawyers are busy and handle cases all of the time.  Unfortunately, you may get the impression that they do not really care and that they are trying to  push you through the door.  Keep your head up and look forward, forget your emotions for the moment and put your feet forward.

Monday, January 9, 2012

Finding Grants for Displaced Homemakers



Susan Brannon
9 January 2012

One of the things that you should do if you find that you become a displace homemaker, is to search for programs that help to provide assistance.  Assistance comes in many forms: job training, funding for education, assistance for day care, house payments, utilities, or food.  The money that is funneled into the programs is called grant money, provided specifically to help displaced homemakers or women who are unemployed and can use some training.
 
These grants are different in each state and it will be important for you to find what may be available in your state.  I have listed some programs by state at the end of this article, if your state is not listed, I advise you to contact the Labor Department in your state, Unemployment department, Commission for Women, or search in Google, "Your state assistance for displaced homemakers"  You will have read through the introductions in Google, to know which links to click on, so you may find programs and contacts.  This is very time consuming, but well worth your time and it is important to get moving on these steps right away!

Searching and applying for grants can be time consuming, but be persistent and patient if you succeed in finding the funding that you need to help you to move forward in your life, these steps will be very important.

Here are some steps to help in finding that grant:

First, you must decide what type of help you need.  You may need education, help with your monthly bills while in school, assistance to help pay for day care. Once you figure that out, then you will have a better idea, where to look and what exactly to ask for. (Note: Read the section on Development, Career, Testing it provides helpful suggestions to help you walk through this process) 

Second, give a call to the unemployment office in your area ask this specific question, "Do you know of any programs that help displaced homemakers to get back on their feet?" and make an appointment.  I understand that the times are difficult and jobs are scarce, but they should have resources available and the knowledge of paid internships and training for people who need to develop job skills.

Third, decide what type of career (look at the career page) you would want to venture into, think about your current skills, your past employment and your talents.  At the bottom of this entry, are some links for more guidance in this step.

Fourth, Your area should have a family center, call them and make an appointment.  They will have tons of resources as to colleges and vocational schools that have programs for assistance to attend school and day care.

Fifth, There are different federal grants that you may qualify for in order to return to college.  Pell Grant offers students between $400 and $5,350 per semester, depending on eligibility.  To apply you must file a application for Federal Student Aid or FAFSA.  There is a Federal Supplemental Education Opportunity Grant designed to assist students with great financial need.  It awards up to $4,000 per grant each semester.  If you decide to go to college, your financial aid department can assist you with this before filling out your financial aid form.  You must ask to apply for a Pell Grant.  Remember that!

Sixth, there are some states that provide assistance with various guidelines that you must fall in.  This assistance is becoming harder to come by because of our current economical crisis and will take some work to locate what they are and how to apply for them. I have provided as many links to resources in different states that I could find:

State resource links and information:

Illinois: 
Illinois Department of Labor
160 N. LaSalle Street, Suite 1300
Chicago, IL 60601
Phone: (312) 793-3644
Fax: (312) 793-5257
The displaced homemakers program listed was for 2007, please call or write to see if there is anything available anylonger.
link for programs by city with contact information:
ISTEP for displaced homemakers
Pennsylvania: 
Phone: 412-281-9270
1-866-PAWOMEN (toll free)
1-866-729-6636 (toll free)
Fax: 412-281-9279
info@pawomenwork.org
New York
Brooklyn:  Good Shepard Services:  A job career program for displaced homemakers
Department of Labor
New JerseyDisplaced Homemakers Network
MinnesotaServices for Homemakers
Montana: Program
Michigan: Program: Lansing, Michigan 48913
Telephone: (517) 335-5858
Utahlegal code and publication
Florida: Program
New MexicoWomen's Commission
Career One Stop
Oklahoma: Tulsa Tec
Maryland: Programs 
Delware: Code
North Dakota: Program
Washingtongovernment site
Texas: Labor Code
Connecticut:  Labor Law
North Carolina: Labor Management, Emergency


Financial Aid for StudentsProgram descriptions for Older Students
Scholarship Advice:

Career Research:
Career Mapping Free career mapping on monster.com showing you the "normal" pathways to get where you want to go, with links to current jobs, and stats on the job trend. 
Personality Page - Excellent site for matching your personality with careers and it is Free!
BLS Gov Occupational Outlook Handbook A government site where you can search for careers and read on the lifestyles, earnings, education and experience needs for the job. Highly recommended for discovering your career.
OOH Search Occupational Outlook Handbook search bar
Discovering your VocationThis is the first of several step by step articles

Sunday, January 8, 2012

Displaced Homemakers: Forgotten Women


Susan Brannon
8 January 2012

Searching on Google.com the term "Displaced Homemakers" seems to be a forgotten class in society.  Sure you can find what the term means, but most of the entries are based on programs to assist the displaced homemakers in various states around the country.  Most of the enteries are from the 1980's. Yet they still exist.  We still exist.
Good ole fashioned motherhood has not stopped from our American existence, and when there are stay at home mom's there are bound to be displaced homemakers.  Some of us have young children and some of us are older with our children all grown. 

Why has this segment in our society been forgotten and ignored ? Is it because anymore it is not an honor to be a stay at home mother?  I remember for me it was always frowned upon during the peak and rise of the women's lib movement.  People would ask, "What do you do?" and I would reply, I stay at home with my five children.  The conversation would then just go dead and the silence would seem to have lasted a lifetime.  Now, many women chose to stay at home with their children if at all possible and I do not blame them.  There is nothing wrong with wanting to be the person to oversea the health and well being of your child.  I say, more power to you and if you can do this, please do!

However, it always breaks my heart to have to offer the unsolicited advice of, at the same time that you run the home and take care of your family do NOT forget yourself.  You never know what can happen in the future.  I hate to take away the dream of being at home and having your family provided for with all the love and excitement in such a beautiful time in one's life.  Okay, so what shall we do about this forgotten segment and the desire to raise your own children? 

If you are a mother at home with young children I say this:
  • Save money and put it aside for your future.  Take something from the food budget, gas or whatever.  Save and save some more.  If you don't need it later, then you and your husband will have a wonderful holiday when your children are all out of the home!  If something happens, you will have something to fall back on to sustain you until you can get on your feet.
  • Even if you volunteer in the schools, this will not bring enough career experience to help you to land a job.  Unfortunately, you will find that most people sort of draw back from you when you find yourself in need, divorce, or in troubles.  Don't expect any assistance from anyone that you became close to in your circle of volunteer colleagues.  This is sad to say, but true.  I have heard too many stories of confused mom's who volunteered hours and hours with school, PTA, and sports who noticed that no-one really wanted to "become involved" and help.  Again I say, don't count on that experience, but make sure that you work on an education once your children are in school when you have more time for building your interests.  Then find some part-time work, even if it is only a few hours a week to build professional experience and references.  
  • If it is important for you to build credit, I normally do not advise credit cards at all to anyone however, acquire a credit card in your name only.  Use it once in a while and this will help you to build your own personal credit.  This is important.  It is also important to pay off what you purchase on a monthly basis, do NOT let your credit amount get higher than you can pay off each month!
If you are an older and mature women who has suddenly found yourself alone with your children already from the home...well you will have a long and somewhat difficult road to walk on.  Hopefully, you have found a really really good divorce lawyer who has bargained on your behalf for alimony and retirement.  If not, then you will have more work to do than normal.  If you are in the process of divorce, then by all means, borrow what money you will need to acquire a very good lawyer it will be worth it in the long run.

This blog has many different options to consider with links and references to consider.  Because this part of society is forgotten, it is important that we stand together to support one another through the process to get on our own feet.  Displaced homemakers are more likely to live in poverty, sometimes shunned by society, and job interviewers, and during this economy it will be even harder to get and stay on your own feet.
Just know that we are out there and you are not alone.